Building a budget is easy if you know how to create a spreadsheet on excel and have a gist of your basic expenses, the difficult part is KEEPING a budget. You can lead a horse to water, but you can’t make it drink. In order to KEEP a budget you must be well disciplined and you must WANT TO KEEP TO THE BUDGET.
Student loan debt is perhaps the biggest “first world problem” of our generation and is weighing down the young Millennial middle class more than anyone without this massive debt can begin to comprehend. Student loan debt is making it difficult for Millennials to buy homes, get married, invest in their retirement and plan for their futures the way their parents and grandparents had before them.
Building a budget is easy if you know how to create a spreadsheet on excel and have a gist of your basic expenses, the difficult part is KEEPING a budget. You can lead a horse to water, but you can’t make it drink. In order to KEEP a budget you must be well disciplined and you must WANT TO KEEP TO THE BUDGET.
