I haven’t written since August for a multitude of reasons, from refinancing my former STR house and now living in it as my primary residence to due COVID, to raising a baby and also to trying to navigate a difficult time in my business (lack of cashflow due to lawsuits and liens we have had to place thanks to non-payment… ie: South Florida people being South Florida people).
So backtracking to the refinance, it was completed in October after about a month of waiting. My wife and I did roll another $60,000 into the house in order to hit a 2.75% finance rate (my broker told me it was his second lowest rate on a loan ever) and also to get my monthly payments down to a more manageable $3,200 per month from $4,200 per month. Still a lot of money, more than I had planning on spending on my personal residence for a long time, but COVID changed many a life plan.
So to get into the investments and money moves made, I’m going to rewind back to September.
9/18/20 - BUY $500 of VIGAX
9/19/20 - BUY 2 Shares of AAPL @ $106.75
10/9/20 - SELL $30,000 of VIGAX (for refinance)
11/10/20 - BUY $1,000 of MELI (0.794 shares @ $1,259.40)
11/18/20 - BUY 1 Share of AAPL @ $118.26
11/18/20 - BUY $284.62 of AMZN (0.092 shares @ $3,105.71)
11/19/20 - BUY $2,500 of VIGAX
11/23/20 - BUY $1,500 of VIGAX (received a check back from the refinance for pre-paids)
11/25/20 - BUY 1 Share of OKTA @ $237.45
11/25/20 - BUY 2 Shares of SE @ $176.34
11/25/20 - BUY 1 Share of DIS @ $148.74
11/25/20 - BUY 1 Share of IIPR @ $154.53
11/26/20 - BUY $350 of AMZN (0.11 shares @ $3,176.50)
12/7/20 - SELL 10 Shares of MU @ $71.90
12/7/20 - SELL 10 Shares of MU @ $72.18
12/7/20 - BUY $500 of MELI (0.316 shares @ $1,581.16)
12/7/20 - BUY 1 Share of SE @ $197.52
12/7/20 - BUY 1 Share of CRSP @ $144.62
12/7/20 - BUY 1 Share of IIPR @ $154.82
12/18/20 - BUY $500 of VIGAX
12/23/20 - BUY $500 of MELI (0.297 shares @ $1,686.19)
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In total I ended up buying the following stocks / shares during this period.
1.84 Shares of MELI (avg. cost $1,361.84) for a total return of $603.29 (24.1%)
3 Shares of AAPL (avg. cost $110.59) for a total return of $63.90 (19.3%)
0.20 Shares of AMZN (avg. cost $3,144.36) for a total return of $5.38 (0.85%)
1 Share of OKTA ($237.45) for a total return of $38.15 (16.1%)
3 Shares of SE (avg. cost $183.40) for a total return of $29.31 (5.3%)
1 Share of DIS ($148.74) for a total return of $24.99 (16.8%)
1 Share of CRSP ($144.62) for a total return of $24.78 (17.1%)
1 Share of IIPR ($154.82) for a total return of $34.40 (22.2%)
—-to compare the S&P 500 Index return since 9/1/20 is 5.15%